Updated on June 1, 2025
Updated on June 1, 2025
Policies
Terms and conditions
1. Introduction
This website is operated by Shreem Occult, a sole proprietorship owned by Jugraj Gill. By accessing or using our services, you agree to be bound by these Terms.
2. Nature of Services
Shreem Occult provides:
• Astrology consultations (1:1)
• Spiritual remedies (gemstones, rituals, etc.)
• Courses (online/offline/recorded)
• Reports (kundli, numerology, etc.)
All services are provided strictly for spiritual and guidance purposes only.
No Guarantees
• Results are not guaranteed under any circumstances.
• Outcomes vary based on individual actions, karma, and external factors beyond control.
3. User Responsibility
By using our services, you agree:
• You are solely responsible for decisions made based on guidance.
• Services do not replace professional advice (medical, legal, financial, or psychological).
• You will not hold Shreem Occult or Jugraj Gill liable for any outcome.
4. Payments
• All payments must be made 100% in advance.
• Accepted methods: UPI, bank transfer.
• Payments are accepted in INR and international currencies.
5. Appointments & Rescheduling
• Minimum rescheduling notice: 48 hours.
• One free rescheduling is allowed.
• Missing a rescheduled session = automatic cancellation without refund.
If Shreem Occult Reschedules
• The session will be rescheduled at a mutually agreed time.
• Multiple reschedules may occur if necessary.
6. Strict No-Refund Policy
• All sales are final.
• No refunds under any condition, including:
• Dissatisfaction
• Missed sessions
• Change of mind
• Digital products or courses
7. User Conduct
You agree NOT to:
• Abuse, threaten, or harass
• Record sessions without explicit permission
• Share, distribute, or resell any course or content
Violation may result in:
• Immediate termination of service
• Permanent ban without refund
8. Intellectual Property
All content, materials, reports, and courses are the exclusive property of Shreem Occult.
Unauthorized use, reproduction, or distribution is strictly prohibited.
9. Limitation of Liability
Under no circumstances shall Shreem Occult or Jugraj Gill be liable for:
• Direct or indirect losses
• Financial, emotional, or personal damages
• Decisions made based on services
You use the service entirely at your own risk.
10. Governing Law
These Terms shall be governed by the laws of India.
Jurisdiction: Ludhiana, Punjab.
11. Contact
Email: help@shreemoccult.com
Phone: +91 62394 92276
1. Introduction
This website is operated by Shreem Occult, a sole proprietorship owned by Jugraj Gill. By accessing or using our services, you agree to be bound by these Terms.
2. Nature of Services
Shreem Occult provides:
• Astrology consultations (1:1)
• Spiritual remedies (gemstones, rituals, etc.)
• Courses (online/offline/recorded)
• Reports (kundli, numerology, etc.)
All services are provided strictly for spiritual and guidance purposes only.
No Guarantees
• Results are not guaranteed under any circumstances.
• Outcomes vary based on individual actions, karma, and external factors beyond control.
3. User Responsibility
By using our services, you agree:
• You are solely responsible for decisions made based on guidance.
• Services do not replace professional advice (medical, legal, financial, or psychological).
• You will not hold Shreem Occult or Jugraj Gill liable for any outcome.
4. Payments
• All payments must be made 100% in advance.
• Accepted methods: UPI, bank transfer.
• Payments are accepted in INR and international currencies.
5. Appointments & Rescheduling
• Minimum rescheduling notice: 48 hours.
• One free rescheduling is allowed.
• Missing a rescheduled session = automatic cancellation without refund.
If Shreem Occult Reschedules
• The session will be rescheduled at a mutually agreed time.
• Multiple reschedules may occur if necessary.
6. Strict No-Refund Policy
• All sales are final.
• No refunds under any condition, including:
• Dissatisfaction
• Missed sessions
• Change of mind
• Digital products or courses
7. User Conduct
You agree NOT to:
• Abuse, threaten, or harass
• Record sessions without explicit permission
• Share, distribute, or resell any course or content
Violation may result in:
• Immediate termination of service
• Permanent ban without refund
8. Intellectual Property
All content, materials, reports, and courses are the exclusive property of Shreem Occult.
Unauthorized use, reproduction, or distribution is strictly prohibited.
9. Limitation of Liability
Under no circumstances shall Shreem Occult or Jugraj Gill be liable for:
• Direct or indirect losses
• Financial, emotional, or personal damages
• Decisions made based on services
You use the service entirely at your own risk.
10. Governing Law
These Terms shall be governed by the laws of India.
Jurisdiction: Ludhiana, Punjab.
11. Contact
Email: help@shreemoccult.com
Phone: +91 62394 92276
Privacy policy
1. Information We Collect
We may collect:
• Name
• Phone number
• Birth details (date, time, place)
• Communication data (WhatsApp, email)
2. Use of Information
Your data is used to:
• Provide astrology consultations and reports
• Communicate regarding services
• Improve service quality
3. Sensitive Data (Important)
Birth details are considered sensitive personal information and are handled with strict confidentiality.
4. Data Storage
• Client data may be stored securely for operational purposes.
• We take reasonable steps to protect your information.
5. Data Sharing
• We do not sell, rent, or share your personal data with third parties.
• Payment data is handled by banks/UPI platforms and not stored by us.
6. Communication
• You may be contacted via WhatsApp, phone, or email.
• By using our services, you consent to this communication.
7. Cookies & Tracking
• Currently, we may not use cookies or tracking tools.
• In future, tools like Google Analytics or Facebook Pixel may be used to improve user experience.
8. International Users
By accessing our services internationally, you agree to the processing of your data in India.
9. Your Rights
You may request:
• Access to your data
• Correction of inaccurate data
• Deletion (subject to business/legal requirements)
10. Contact
Email: help@shreemoccult.com
1. Information We Collect
We may collect:
• Name
• Phone number
• Birth details (date, time, place)
• Communication data (WhatsApp, email)
2. Use of Information
Your data is used to:
• Provide astrology consultations and reports
• Communicate regarding services
• Improve service quality
3. Sensitive Data (Important)
Birth details are considered sensitive personal information and are handled with strict confidentiality.
4. Data Storage
• Client data may be stored securely for operational purposes.
• We take reasonable steps to protect your information.
5. Data Sharing
• We do not sell, rent, or share your personal data with third parties.
• Payment data is handled by banks/UPI platforms and not stored by us.
6. Communication
• You may be contacted via WhatsApp, phone, or email.
• By using our services, you consent to this communication.
7. Cookies & Tracking
• Currently, we may not use cookies or tracking tools.
• In future, tools like Google Analytics or Facebook Pixel may be used to improve user experience.
8. International Users
By accessing our services internationally, you agree to the processing of your data in India.
9. Your Rights
You may request:
• Access to your data
• Correction of inaccurate data
• Deletion (subject to business/legal requirements)
10. Contact
Email: help@shreemoccult.com
Refund Policy
1. No Refund Policy (Strict Enforcement)
All payments made to Shreem Occult are non-refundable under all circumstances.
2. No Exceptions
Refunds will NOT be provided for:
• Dissatisfaction with services
• Lack of desired results
• Missed appointments
• Failure to attend scheduled sessions
• Digital products, courses, or reports
• Change of mind
3. Rescheduling Alternative
Instead of refunds:
• One-time rescheduling is allowed with 48-hour notice.
• After that, the booking is considered closed.
4. Chargebacks & Disputes
• Any attempt to initiate a chargeback or payment dispute will be treated as a violation of terms.
• Legal action may be taken where necessary.
5. Acknowledgment
By making a payment, you confirm that:
• You have read and agreed to this Refund Policy
• You understand that no refunds will be issued
1. No Refund Policy (Strict Enforcement)
All payments made to Shreem Occult are non-refundable under all circumstances.
2. No Exceptions
Refunds will NOT be provided for:
• Dissatisfaction with services
• Lack of desired results
• Missed appointments
• Failure to attend scheduled sessions
• Digital products, courses, or reports
• Change of mind
3. Rescheduling Alternative
Instead of refunds:
• One-time rescheduling is allowed with 48-hour notice.
• After that, the booking is considered closed.
4. Chargebacks & Disputes
• Any attempt to initiate a chargeback or payment dispute will be treated as a violation of terms.
• Legal action may be taken where necessary.
5. Acknowledgment
By making a payment, you confirm that:
• You have read and agreed to this Refund Policy
• You understand that no refunds will be issued